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<channel>
	<title>Credit Card Victim</title>
	<link>http://www.ccvictim.com</link>
	<description>$40,000+ to go, how long will it take</description>
	<pubDate>Tue, 20 May 2008 08:03:44 +0000</pubDate>
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			<item>
		<title>How Much Am I Paying ?</title>
		<link>http://www.ccvictim.com/2008/02/17/how-much-am-i-paying/</link>
		<comments>http://www.ccvictim.com/2008/02/17/how-much-am-i-paying/#comments</comments>
		<pubDate>Sat, 16 Feb 2008 23:02:13 +0000</pubDate>
		<dc:creator>Ted</dc:creator>
		
		<category><![CDATA[Payments]]></category>

		<category><![CDATA[]]></category>

		<category><![CDATA[credit cards]]></category>

		<category><![CDATA[debt]]></category>

		<category><![CDATA[debt consolidation]]></category>

		<category><![CDATA[personal finance]]></category>

		<guid isPermaLink="false">http://www.ccvictim.com/2008/02/17/how-much-am-i-paying/</guid>
		<description><![CDATA[




I get paid fortnightly and have automatic deductions in place to pay my credit cards and consolidation loan.
In total, each fortnight I am transferring $540 to reduce my debt balance. I also get a little bit of extra income from a few of my websites (less than $100 a month but I&#8217;m working on that) [...]]]></description>
		<wfw:commentRss>http://www.ccvictim.com/2008/02/17/how-much-am-i-paying/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Status Report</title>
		<link>http://www.ccvictim.com/2008/02/16/status-report/</link>
		<comments>http://www.ccvictim.com/2008/02/16/status-report/#comments</comments>
		<pubDate>Fri, 15 Feb 2008 22:40:02 +0000</pubDate>
		<dc:creator>Ted</dc:creator>
		
		<category><![CDATA[Status Report]]></category>

		<guid isPermaLink="false">http://www.ccvictim.com/2008/02/16/status-report/</guid>
		<description><![CDATA[




It&#8217;s time to put my cards on the table and tell everyone just how much of the deep stuff I&#8217;m in. I&#8217;ve just reviewed all online credit card statements and things aren&#8217;t pretty.
At this point in time I have three active credit cards as well as a consolidation loan. I also have an inactive credit [...]]]></description>
		<wfw:commentRss>http://www.ccvictim.com/2008/02/16/status-report/feed/</wfw:commentRss>
		</item>
		<item>
		<title>I&#8217;m back</title>
		<link>http://www.ccvictim.com/2008/02/15/im-back/</link>
		<comments>http://www.ccvictim.com/2008/02/15/im-back/#comments</comments>
		<pubDate>Fri, 15 Feb 2008 10:33:34 +0000</pubDate>
		<dc:creator>Ted</dc:creator>
		
		<category><![CDATA[The Journey]]></category>

		<guid isPermaLink="false">http://www.ccvictim.com/2008/02/15/im-back/</guid>
		<description><![CDATA[




 It&#8217;s been quite a while since my last post. And my debt has been growing.
I&#8217;m fully aware I&#8217;ve been getting myself further into debt, but I&#8217;m also happier than I&#8217;ve been in a long time. The debt is manageable on a week to week basis, but I need to start putting away some money [...]]]></description>
		<wfw:commentRss>http://www.ccvictim.com/2008/02/15/im-back/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Moving House</title>
		<link>http://www.ccvictim.com/2007/11/16/moving-house/</link>
		<comments>http://www.ccvictim.com/2007/11/16/moving-house/#comments</comments>
		<pubDate>Thu, 15 Nov 2007 23:14:34 +0000</pubDate>
		<dc:creator>Ted</dc:creator>
		
		<category><![CDATA[The Journey]]></category>

		<guid isPermaLink="false">http://www.ccvictim.com/2007/11/16/moving-house/</guid>
		<description><![CDATA[I haven&#8217;t written much here because I&#8217;m in the middle of moving house.
I said I&#8217;d never do it but I&#8217;ve bitten the bullet and gone into a share house, I&#8217;ll be $600 a month ahead on what I&#8217;m now paying in rent, plus sharing expenses like power and phone.
The downside is I&#8217;ll be using my [...]]]></description>
		<wfw:commentRss>http://www.ccvictim.com/2007/11/16/moving-house/feed/</wfw:commentRss>
		</item>
		<item>
		<title>I&#8217;ve dropped the ball</title>
		<link>http://www.ccvictim.com/2007/10/27/ive-dropped-the-ball/</link>
		<comments>http://www.ccvictim.com/2007/10/27/ive-dropped-the-ball/#comments</comments>
		<pubDate>Sat, 27 Oct 2007 08:06:44 +0000</pubDate>
		<dc:creator>Ted</dc:creator>
		
		<category><![CDATA[Status Report]]></category>

		<guid isPermaLink="false">http://www.ccvictim.com/2007/10/27/ive-dropped-the-ball/</guid>
		<description><![CDATA[




I haven&#8217;t posted here in a while, been a lot more focussed on improving my health and putting some extra effort into my day job. I&#8217;ve got plans to pick things up around here but that might not be for a month or two. Work is quite taxing at the moment and I&#8217;m not terribly [...]]]></description>
		<wfw:commentRss>http://www.ccvictim.com/2007/10/27/ive-dropped-the-ball/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Where&#8217;s the update ?</title>
		<link>http://www.ccvictim.com/2007/08/01/wheres-the-update/</link>
		<comments>http://www.ccvictim.com/2007/08/01/wheres-the-update/#comments</comments>
		<pubDate>Wed, 01 Aug 2007 09:22:45 +0000</pubDate>
		<dc:creator>Ted</dc:creator>
		
		<category><![CDATA[The Journey]]></category>

		<guid isPermaLink="false">http://www.ccvictim.com/2007/08/01/wheres-the-update/</guid>
		<description><![CDATA[Sorry, I had plans to update you with what I&#8217;d done with the proceeds of my share sale. I fell into a bit of a hole so to speak so I haven&#8217;t been considering my finances. I&#8217;ll explain why when I&#8217;m ready to talk.
]]></description>
		<wfw:commentRss>http://www.ccvictim.com/2007/08/01/wheres-the-update/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Money Came Through</title>
		<link>http://www.ccvictim.com/2007/07/17/money-came-through/</link>
		<comments>http://www.ccvictim.com/2007/07/17/money-came-through/#comments</comments>
		<pubDate>Tue, 17 Jul 2007 07:32:58 +0000</pubDate>
		<dc:creator>Ted</dc:creator>
		
		<category><![CDATA[The Journey]]></category>

		<guid isPermaLink="false">http://www.ccvictim.com/2007/07/17/money-came-through/</guid>
		<description><![CDATA[The resultant cash from my share sale has gone through today, later tonight I will be divvying it up between my credit cards to help get their balances down.
The bad news is that I also have some domains to pay for which will push up my balances a little more.
While I&#8217;m busy in this world [...]]]></description>
		<wfw:commentRss>http://www.ccvictim.com/2007/07/17/money-came-through/feed/</wfw:commentRss>
		</item>
		<item>
		<title>I&#8217;ve sold my Shares</title>
		<link>http://www.ccvictim.com/2007/07/15/ive-sold-my-shares/</link>
		<comments>http://www.ccvictim.com/2007/07/15/ive-sold-my-shares/#comments</comments>
		<pubDate>Sun, 15 Jul 2007 13:57:30 +0000</pubDate>
		<dc:creator>Ted</dc:creator>
		
		<category><![CDATA[The Journey]]></category>

		<guid isPermaLink="false">http://www.ccvictim.com/2007/07/15/ive-sold-my-shares/</guid>
		<description><![CDATA[The shares plummeted on opening trading and my stop loss order was placed onto the market.
Based on the share price I&#8217;ve lost about $300 over the past six months. When I add in brokerage and the credit card interest then I&#8217;m probably down around $900. Oh well, stuff happens.
The good news is that the funds [...]]]></description>
		<wfw:commentRss>http://www.ccvictim.com/2007/07/15/ive-sold-my-shares/feed/</wfw:commentRss>
		</item>
		<item>
		<title>I&#8217;v got a pay rise&#8230;.. and a tax cut</title>
		<link>http://www.ccvictim.com/2007/07/11/iv-got-a-pay-rise-and-a-tax-cut/</link>
		<comments>http://www.ccvictim.com/2007/07/11/iv-got-a-pay-rise-and-a-tax-cut/#comments</comments>
		<pubDate>Tue, 10 Jul 2007 23:52:12 +0000</pubDate>
		<dc:creator>Ted</dc:creator>
		
		<category><![CDATA[The Journey]]></category>

		<guid isPermaLink="false">http://www.ccvictim.com/2007/07/11/iv-got-a-pay-rise-and-a-tax-cut/</guid>
		<description><![CDATA[Not terribly exciting but together they add up to an extra $57 a fortnight. I didn&#8217;t get the payrise for doing anything special, just one of those semi-regular things that are built into our agreement.
And for a change I&#8217;m going to use the pay rise responsibly to reduce my credit card debt.
As I mentioned before [...]]]></description>
		<wfw:commentRss>http://www.ccvictim.com/2007/07/11/iv-got-a-pay-rise-and-a-tax-cut/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Procrastination Pays Off</title>
		<link>http://www.ccvictim.com/2007/07/10/procrastination-pays-off/</link>
		<comments>http://www.ccvictim.com/2007/07/10/procrastination-pays-off/#comments</comments>
		<pubDate>Tue, 10 Jul 2007 13:17:10 +0000</pubDate>
		<dc:creator>Ted</dc:creator>
		
		<category><![CDATA[The Journey]]></category>

		<guid isPermaLink="false">http://www.ccvictim.com/2007/07/10/procrastination-pays-off/</guid>
		<description><![CDATA[Last week I wrote about my indecision in regards to selling some mining shares, today I get home from work and log in to brokers site and find out that my portfolio has increased $500 in one day, unfortunately it&#8217;s not quite what I paid for them but it&#8217;s a huge improvement.
I&#8217;ve searched a few [...]]]></description>
		<wfw:commentRss>http://www.ccvictim.com/2007/07/10/procrastination-pays-off/feed/</wfw:commentRss>
		</item>
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