The Consolidation loan one month on….

I’ve been making payments on my consolidation loan for a month now, things are a little tight and I ought to be doing something about it, but I’m not, I’m thinking of buying a new old car and coming up with not cheap ways I can really enjoy summer.

I haven’t closed off my two zero balance credit cards yet, I’m still using them for business expenses but I’m making payments off them as soon as they appear on my online banking statement. I will do so shortly, just to need to organise some payments to go onto my one remaining credit card.

Speaking of which I had a limit increase offer the other day, to lift it from $8000 to $11,500, i put it in the bin, but I have a funny feeling all I would need to do is make a phone call and they would give it to me.