I got an email tonight when I arrived home that my application for a consolidation loan had been approved. There is a package in tonights mail for me that will have the loan agreement and some other stuff in it. I’m not sure how long it will take until I get the money but this is a step in the right direction.
Once that loan is paid off and I’ve closed those credit card accounts I’ll start shopping around for some low interest credit cards to pay off the balance.