28
Jun
I got an email today advising that a 3.5% payrise had been approved. To be honest I’m not terribly excited about it. On my rough calculations (including the cut in income tax that starts at the same time) I’ll get an extra $65 a fortnight in my pay packet which isn’t a bad thing.
But […]
At the start of the new financial year I’m expecting a small tax cut and possibly a small payrise, so I think these will look better on my loan application.
So I’m going to sit on my loan application until my first payslip of the next financial year is available. My nagger was keen for me […]
17
Jun
I figure if I’m going to take a personal loan with a bigger repayment commitment I’d better take a look at my finances.
I get paid fortnightly so I’ll calculate my expenses on that basis.
Fixed Expenses
Rent $440
Phone $35
Power $60 (average over the year)
Cigarettes $160 (I’m embarressed to admit it)
Car Running Costs $30 (this includes registration and […]