Not About Credit Cards

This post isn’t about credit cards.

When I arrived home from work today there was a single red rose waiting for me at the door.

Inside was a short handwritten note, simply saying “Thinking of you. Happy Valentines to You, XO”

I have no idea who it’s from but I’m flattered to think that someone thinks enough of me to send me a flower.

I briefly entertained the idea of sending a text message to every girl I know thanking them and see what responses I get but the truth might be too disappointing.

For now I’ve put the note in my wallet and will be inspecting the handwriting of everyone I come across to see if I can work out who sent it.

I’d initially narrowed it down to someone that knows where I live and I didn’t think that would be a long list, however a quick look in the phone book shows that my number is listed at the correct address for the first time in five years, so that rules out that theory.

Anyway, just needed to share, next time I write it will be all about the credit cards.

Credit Cards Aren’t Paid Off Yet

It’s been a while since I’ve posted, not much has changed on the credit card front, without looking into it too closely I’m in about the same credit card situation that I was in 12 months ago.

Life’s like that.

It’s been a very busy couple of months, I’ve really been enjoying the summer.

On the good news front I got a very healthy tax refund which I paid straight off my credit cards. I was tempted to spend half of it on a new toy but I resisted the urge.

As soon as i get the time to fill out the application I’ll be apply for a consolidation loan to help reduce the credit card debt and also give me more impetus to pay it off quicker.

And with a new range of low interest credit cards coming out, I should be able to move all my debt to around an 11% interest rate compared to the 18% I’m paying for my credit card debt now which will save me around $1600 a year in interest.