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Archive for September, 2005

Wednesday, September 21st, 2005

AZCentral.com has a story on understanding credit cards.
It answers some questions on some common credit card myths :-

Myth: “As long as I make my credit-card payment, the interest rate won’t change.”
Myth: “Card issuers need my consent to change key terms.”
Myth: “Interest rates on credit cards stay the same for people who pay their bills promptly.”
Myth: […]

Sunday, September 18th, 2005

I paid $220 off Gold Visa Two on Friday, just a token contribution really, as I posted before, paying down my debt isn’t my greatest priority at the moment. The annoying thing is that my small business income has dropped to the point where I’m going to have to use my day job salary to […]

Wednesday, September 14th, 2005

I read quite a few personal finance blogs and a lot of them talk about putting aside a few months expenses in a savings account as an emergency fund.
Well if you’re carrying any debt, then I think Emergency Funds Are Bullshit.
Let’s look at some basic math. (I’ve based this on Australian rates and circumstances, it’s […]