Comments on: Credit Card Journey Slows

By: mbhunter

mbhunter — Thu, 08 Sep 2005 07:55:34 +0000

Hey Broke — you have a very interesting site, and it’s very clear that you speak your mind and are very candid about your dealings with money and credit card debt. Lots of people (Molly, JLP, and others) are watching you and want to help you succeed in getting out of debt. Their advice is good, and I’d tell you much the same thing.

If you’d like to have some more exposure for your site, submit your best recent post to the Carnival of Debt Reduction. First issue is up September 19th — check out my website for details!

By: JLP at AllThingsFinancial

JLP at AllThingsFinancial — Tue, 06 Sep 2005 18:13:38 +0000

I have to agree with Molly. I don’t think you are truly interested in getting out of debt. You say balance is the key. I agree with that but you did not use balance when getting into debt. How do you suppose balance is going to work when getting out of debt. I’m afraid that until you make some hard decisions, you will always be a slave to credit cards.

By: Jonathan

Jonathan — Sun, 04 Sep 2005 17:01:06 +0000

It looks like you’re on your way steadily. If not, you’ll have to answer to us

By: Broke

Broke — Tue, 30 Aug 2005 14:14:11 +0000

Hi Molly, I’m a social sort of person, I’m not giving up my life just to make my credit card debts go away quicker. I’ve lost a couple of friends unexpectantly at an early age and having been through that I’m not going to sit quitely at home watching my credit card balances dwindle while the whole world goes on around me.

It’s all about balance, a yin and yan thing so to speak. I’d love to have my credit cards paid off in six months (which is completely possible if I set my mind to it). But I’m happy to delay my credit card goal if it allows me to share more time with those around me.

And as someone said before, “You can’t spend it when you’re dead!”

By: Molly

Molly — Tue, 30 Aug 2005 08:24:56 +0000

You mention going out on social occasions a lot, don’t know if most of these are in the past or future but when I was in debt up to my ears at the tender age of 22, I didn’t go out, didn’t buy clothes basically didn’t have a life in order to pay it off.
It sounds to me like you need to make some sacrifices and stop justifying everything you buy. Like I said, I’m not sure whether what your writing about is past or present, but that’s just my advice if your serious about getting rid of debt.
If your worried about a failed application on your report - don’t be, it look far worse to be owing $20,000 in credit card debt.

By: Broke

Broke — Tue, 30 Aug 2005 07:39:44 +0000

Credit cards are a like a chainsaw, used wisely they do a great job and save a lot of time. Use them with reckless abandon and they will cut your legs off!

By: Youngmiser

Youngmiser — Mon, 29 Aug 2005 13:54:22 +0000

How do you go from admitting to a problem of credit card debt and then keep spending money on credit?