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	<title>Comments on: Additional $3000 Credit Limit ?</title>
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	<link>http://www.ccvictim.com/2005/08/16/additional-3000-credit-limit/</link>
	<description>$40,000+ to go, how long will it take</description>
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		<title>By: Broke</title>
		<link>http://www.ccvictim.com/2005/08/16/additional-3000-credit-limit/comment-page-1/#comment-9</link>
		<dc:creator>Broke</dc:creator>
		<pubDate>Tue, 16 Aug 2005 11:32:31 +0000</pubDate>
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		<description>I&#039;m in Australia, not sure if the FICO score is in use here yet. I got a credit report earlier this year from a local credit provider on it and it only had one query and one account on it.

There is a national one that I&#039;m going to get my free annual report from as soon as I can be bothered putting pen to paper.

One thing I&#039;ve noticed here and the USA is that credit seems to be offered at pretty much the same rates to everybody...... as long as you qualify and don&#039;t have a bad debt history.</description>
		<content:encoded><![CDATA[<p>I&#8217;m in Australia, not sure if the FICO score is in use here yet. I got a credit report earlier this year from a local credit provider on it and it only had one query and one account on it.</p>
<p>There is a national one that I&#8217;m going to get my free annual report from as soon as I can be bothered putting pen to paper.</p>
<p>One thing I&#8217;ve noticed here and the USA is that credit seems to be offered at pretty much the same rates to everybody&#8230;&#8230; as long as you qualify and don&#8217;t have a bad debt history.</p>
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		<title>By: Rob</title>
		<link>http://www.ccvictim.com/2005/08/16/additional-3000-credit-limit/comment-page-1/#comment-8</link>
		<dc:creator>Rob</dc:creator>
		<pubDate>Tue, 16 Aug 2005 10:07:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.ccvictim.com/2005/08/15/additional-3000-credit-limit/#comment-8</guid>
		<description>Why don&#039;t you take the credit limit increases?
Don&#039;t use them.
It will lower your ultilization, therefore raise your FICO score.
I would think about it.</description>
		<content:encoded><![CDATA[<p>Why don&#8217;t you take the credit limit increases?<br />
Don&#8217;t use them.<br />
It will lower your ultilization, therefore raise your FICO score.<br />
I would think about it.</p>
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