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	<title>Comments on: Additional $3000 Credit Limit ?</title>
	<link>http://www.ccvictim.com/2005/08/16/additional-3000-credit-limit/</link>
	<description>$40,000+ to go, how long will it take</description>
	<pubDate>Wed, 07 Jan 2009 02:59:47 +0000</pubDate>
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		<item>
		<title>By: Broke</title>
		<link>http://www.ccvictim.com/2005/08/16/additional-3000-credit-limit/#comment-9</link>
		<dc:creator>Broke</dc:creator>
		<pubDate>Tue, 16 Aug 2005 11:32:31 +0000</pubDate>
		<guid>http://www.ccvictim.com/2005/08/16/additional-3000-credit-limit/#comment-9</guid>
		<description>I'm in Australia, not sure if the FICO score is in use here yet. I got a credit report earlier this year from a local credit provider on it and it only had one query and one account on it.

There is a national one that I'm going to get my free annual report from as soon as I can be bothered putting pen to paper.

One thing I've noticed here and the USA is that credit seems to be offered at pretty much the same rates to everybody...... as long as you qualify and don't have a bad debt history.</description>
		<content:encoded><![CDATA[<p>I&#8217;m in Australia, not sure if the FICO score is in use here yet. I got a credit report earlier this year from a local credit provider on it and it only had one query and one account on it.</p>
<p>There is a national one that I&#8217;m going to get my free annual report from as soon as I can be bothered putting pen to paper.</p>
<p>One thing I&#8217;ve noticed here and the USA is that credit seems to be offered at pretty much the same rates to everybody&#8230;&#8230; as long as you qualify and don&#8217;t have a bad debt history.</p>
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		<title>By: Rob</title>
		<link>http://www.ccvictim.com/2005/08/16/additional-3000-credit-limit/#comment-8</link>
		<dc:creator>Rob</dc:creator>
		<pubDate>Tue, 16 Aug 2005 10:07:23 +0000</pubDate>
		<guid>http://www.ccvictim.com/2005/08/16/additional-3000-credit-limit/#comment-8</guid>
		<description>Why don't you take the credit limit increases?
Don't use them.
It will lower your ultilization, therefore raise your FICO score.
I would think about it.</description>
		<content:encoded><![CDATA[<p>Why don&#8217;t you take the credit limit increases?<br />
Don&#8217;t use them.<br />
It will lower your ultilization, therefore raise your FICO score.<br />
I would think about it.</p>
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