Less than four months after ignoring the last credit limit increase offer on Gold Card One, I’ve got another one.
It’s the same offer as last time, $8000 increased to $11,500.
After spending over a year with this card sitting on it’s rev limiter, I’ve managed to reduce the balance by $3-4000 over the last six months, so it’s the banks logic that as I’ve found a few extra grand to pay off the card they think I can cover the bills if they lend me an extra few thousand dollars.
Though it wouldn’t have made a difference, the offer expired over a week ago, and I’ve been slack getting my mail from my post office box, so I didn’t even have a decision to make this time.
My credit card balance will continue to shrink. I’ve got things I want to do, and I can’t do them with a chunk of non productive credit card debt hanging over my head.