Credit Card Victim

I just paid another $500 off my credit card. I’ve been sitting on this money for a couple of weeks, the only rational I have is that I thought I might need it.
Another strategy I’m considering is transferring the bulk of my pay as soon as I get it to my credit card and then […]

No Credit Needed posted that moving money around with zero interest balance transfers is a bad thing as it’s just moving the debt around it isn’t actually paying it off, which is undeniably true.
Howver what he overlooks is that by transferring the debt onto, a zero interest balance transfer card is that you’re reducing the […]

I posted a while ago about my goal of paying $1000 a month off my credit cards, on my current income I’ve realised that this isn’t going to happen.
After things settle down, I’m going to get a personal loan to cover my outstanding credit cards, and maybe fund a new (second hand) car.
I’m still working […]